Identity theft is a severe crime affecting millions yearly, leading to significant financial losses. It can manifest in various forms, including monetary, tax, and healthcare fraud, stemming from unprotected personal information.

^{A real case with a changed name to protect the victim’s privacy. Image by Bruno Cortés FP}

Maya’s ordeal began innocuously enough. A family friend contacted her and asked why the police were looking for her. Initially, Maya thought it was a joke, as she had never been in trouble before—not even a minor infraction like a seatbelt ticket. However, the friend insisted that the chief of police in Oblong was trying to reach her.

When Maya met with the chief, he informed her that her name had come up in an investigation. Terrified, Maya listened as the chief reassured her that she was likely a victim, not a suspect. He then showed her a thick file with fraudulent checks linked to her identity. Her driver’s license was at the bottom of the file, confirming her worst fears.

Maya had noticed her missing wallet a few days prior but only thought a little of it, as she often misplaced things. However, she soon realized that someone had stolen her purse and used her personal information to commit fraud. On the day of the theft, Maya had left her wallet on the front passenger seat of her unlocked car while she quickly stopped at a local retailer. Living in a small town, she never imagined such a crime could happen to her.

With just her driver’s license and Social Security number, the criminals opened a checking account in Maya’s name. They made purchases across several states, including California, Kentucky, and Tennessee. The aftermath of the crime was devastating. Lenders threatened to repossess her home and car, and her daughter struggled to get a driver’s license due to the fraudulent activities linked to Maya’s identity. It ruined her credit, making securing even a simple loan impossible.

The emotional toll was equally severe. Maya struggled to trust anyone, believing people needed to earn her trust rather than receive it freely. She realized it would take years for her credit report to recover fully.

Maya’s experience serves as a stark reminder that identity theft can happen to anyone, anywhere. She admits that leaving her personal information in a vulnerable location was a mistake. Her story underscores the importance of taking proactive steps to protect personal information.

To safeguard your identity, follow these guidelines:

• Ensure websites are secure before submitting your credit card number.

• Verify the identity of any person or organization making an offer before you trust them.

• Never give out personal information over the phone unless you initiate the call.

• Store personal information in a safe place.

Remember, you are the best protector of your identity.